Defacto
French tech company | Builders Republic
About
Embedded-finance lender providing instant short-term financing to small businesses and e-merchants — underwriting credit lines from connected financial data in seconds and disbursing automatically, distributed through APIs embedded in partner platforms like Qonto, Pennylane, Malt and B2B marketplaces rather than direct sales.
Key facts
- Status
- Active
- Sectors
- Fintech & Insurtech
- Latest stage
- Series B
- Founded
- 2021
- City
- PARIS
- Region
- IDF
- Legal name
- DEFACTO
- SIREN
- 899270979
- Tracked rounds
- 4
- Amount raised
- 44 M€ raised since 2020
Funding rounds
- Series B — 2025
- Series A — 2023
- Series A — 2022
- Seed — 2021